We believe in transparency, and that's why we offer competitive interest rates and flexible repayment options. Our user-friendly loan management platform makes it easy for you to monitor your loan status, make payments, and stay on top of your financial journey.
Customize your loan with easy payment plans.
Enjoy competitive rates for affordable borrowing.
Get funds swiftly with fast approvals.
Our team is here to guide and support you.
At Uthali Company Limited, we bring years of expertise in providing tailored financial solutions to Zambia’s civil servants and public sector employees. With a deep understanding of the unique financial needs of our clients, we have successfully supported thousands of individuals through flexible loan services and exceptional customer care.
Uthali provides loans exclusively to Zambia’s civil servants. To qualify, you must be employed by the government or a government-affiliated organization. Additional eligibility criteria may apply based on your current financial situation. Please ensure your Payslip is Clean.
Once you have submitted all the required documents and signed the agreement, loan approval typically happens within minutes. The funds will be disbursed to your bank account shortly after the approval process is completed.
To apply for a loan, you’ll need to provide a copy of your NRC, Three Months of Bank Statement, HR Reference Letter, Selfie with NRC. Other supporting documents may be requested during the review process.
Loan repayments are automatically deducted from your salary after we submit your agreement to the PMEC Support Services Department. You won’t need to worry about manually making payments, as this will be handled seamlessly.
Yes, you may be eligible for an additional loan if your existing loan is in good standing and you meet the necessary financial requirements. Please contact our customer support team to discuss your specific situation.
Our loans are designed specifically for civil servants, ensuring your unique financial needs are met.
Enjoy some of the lowest interest rates in the market, making repayments manageable.
Get your loan approved within minutes, allowing you to address urgent financial needs quickly.
Our repayment plans are adaptable to fit your salary schedule, ensuring convenience.
Our dedicated customer service team is here to assist you at every step, providing a seamless experience.
Efficient and reliable platform, smooth loan process, great customer support. No hidden fees, clear terms, and my business funding needs were met in a timely manner.
Fast and transparent loan process, excellent customer service. Fair interest rates and clear terms. This is the most trustworthy loan platform I've encountered."
Simple and convenient online application, received my loan within 24 hours. Transparent terms, flexible repayment, excellent customer service,making it a highly reliable loan experience.
